Why I moved from Simple to Capital One 360

I became a member of Simple about a year and a half ago. Almost instantly, I was blown away. "Finally someone combined a talented startup with a bank!" Their feature set was light years ahead of competitors, including:

  1. Push notifications for every purchase; this allowed me to catch someone using my card instantly and shut it down
  2. One button press to disable/enable debit card
  3. Advanced meta data around transactions, including percentage allocated to tip
  4. Maps showing purchases

Now, almost a year and a half later, I've moved my primary checking back to my old Capital One 360 account.